How To Deposit Money Into Chime 2022

Chime is an online financial service company based in the United States.

This company is owned by Central National Bank and Bancorp Bank. Chime provides fee free online mobile banking services for all its users..

All you need to own a chime back account is your mobile number and, SSN and make sure you’re up to 18…

Depositing money into one’s Chime account has proven to be a little problem for most people, due to the fact that Chime has no physical banking centre as all their transactions are performed online.

But in today’s post I will be showing you “how to deposit money into your Chime account“, just keep reading to find out.

How To Deposit Money Into Chime Account

There are different ways to deposit money into your account, the  easiest and most reliable by way is to;

Create A Direct Deposit With Chime

Once you create a direct deposit with Chime, you can receive from your paycheck from your employer ( if you’re a worker), grants from non-government organizations, from government agency benefits.

All you need to do is to provide your Chime routing number and account number to the employer or agency when filling the direct deposit form.

The method above is the easiest way to deposit money into your Chime account, but there are still other ways. They are:

1. Using an external bank account

You can always add money to your Chime account by using an external bank account. All you have to do is:

  • Log in to your bank account using your mobile device.
  • Click on the “money transfer” section
  • Input your Chime routing number and account number
  • Enter the amount of money you want to transfer and click proceed. Then enter the PIN or password to confirm the transaction.

You can also add an external account number to your Chime account. To do this

  • Login to your Chime account
  • Select “move money”
  • Select transfers
  • Enter the other bank’s credentials

Once you’re done Chime will Instantly link to the bank.

But this can only happen if it is one of the Chime supported banks. Banks like,

  • Chase
  • Bank of America
  • Citibank
  • PNC
  • TD Bank
  • Wells Fargo
  • Capital One, amongst others support Chime, so if you have an account with them you can easily link your Chime account to them.

2. Depositing cash at stores

Furthermore, you can deposit cash to your Chime account in any store in the United States.

There are over 90,000 stores in the United States that accepts Chime deposit.

Stores like Walmart, CVS, Walgreens etc. All accept Chime so depositing money won’t be hard.

Chime allows you to deposit up to $1000 per day and $10,000 within a month in these stores.

But please be informed that if you use a third – party platform to add money to your Chime account, you may incur transfer fees.

Conclusion: How To Deposit Money Into Chime

Chime is one of the best online banks in the United States and depositing money won’t prove to be a problem (even though they were an online bank), we have explained all the methods you can use to deposit money into your Chime account.

Please share your thoughts on this phone in the comments section.